First time winner TAL comes in hot with Exceptional Value Life & TPD Insurance for 2022. New applicants who are employed can apply between ages 16-75 (depending on selected plan) to experience some of the market’s most exceptional coverage, like its total disability insurance. Benefits for their optional TPD cover include a lump sum payment up to $3 million, a built-in $10,000 max Critical Illness cover for children, up to $500,000 in advance for certain injuries, and more (T&Cs and exclusions apply).
As a special something, TAL offers an inflation protection benefit on eligible policy anniversaries to keep pace with the rising cost of living (T&Cs apply). Eligible policyholders under the age of 30 could also access a premium freeze benefit to maintain a fixed annual price (for reduced coverage overtime).
For a full list of terms, conditions, and policy exclusions/limits, consult the product disclosure statement (PDS) on TAL’s website.